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In this segment of the video tutorial, host Michael welcomes Lance Lambert back to discuss the implications of recent banking crises on the residential lending market. They reflect on a prior conversation regarding the potential impacts of events involving Silicon Valley Bank, Signature Bank, and Credit Suisse. Michael prompts Lance to share findings from his research on how these banking issues may influence the lending environment. Lance prepares to present insights gathered from his research, aiming to explore the relationship between banking stability and residential lending trends.