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[Music] hey guys were gonna see if this guy lucas actually has a question that has not been answered on the youtube channel or not i get a lot of people that hit me up in my dms and go man i cant find this answer anywhere ive looked ive looked ive looked lets see what hes saying i dont know what he has going on other than he says he has a subject-to deal that hes struggling with and nobody seems to have the answer so he says he wants to call the creative finance master i dont know who the creative finance master is me okay lets see what lucas has to say hey lucas its pace how you doing oh my god so much better now tell me what you got going on all right so do you want me to just ask you my problems or do you got time for the backstory i dont care about the back story okay so heres the thing i dont think im able to use one of those companies you always talk about that you know mortgage paid or whatever yeah a servicing company servicing company so i dont think i can use