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Ive been representing people and housing crisis situations for the last 14 years and what Im talking about are people who have fallen to foreclosure who have defaulted on their mortgages who cannot pay their mortgages and who are desperate for some sort of Assistance or some way to save their homes now what Ive seen from people and what Ive learned from all of these years of representing people that one of the things that people are most terrified of is filling out the forms that the bank gives you to do a loan modification what I call this is form fear form fear honestly could probably account for about 25 to 30 percent of all the housing related uh problems that people have people are terrified and Dread filling out the forms that are necessary to get a loan modification Im going to explain right now the different options that you have and sometimes you you might even have the opportunity to apply for low modification without filling out any forms in about 30 seconds [Music] I s
