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In this segment of the "One Rental at a Time" show, host Michael welcomes back housing expert Lance Lambert for a discussion on the impact of recent banking crises, including Silicon Valley Bank, Signature Bank, and Credit Suisse, on the lending market. They plan to focus specifically on residential lending. Michael recalls a previous off-air conversation where he raised the question of how these banking events might influence the lending landscape. Lance mentions he has conducted research on the topic and will share his findings. The conversation sets the stage for exploring the implications of banking instability on the housing sector.