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your retirement plan needs to change and heres why so you might be asking jet why do I need to change my plan now Ive just built this retirement for the last 30 years what could go wrong well a lot could go wrong in this video Ill help you identify the warning signs for when you need to make a change to your financial plan so lets start with this how do you know when its time to make a change to your investment strategy or your financial plan first warning sign that we see is that you are setting a retirement date or youve got it set youve started to think about retirement and now youre getting serious about it this is the number one indicator that its time to make a change to your financial plan theres a lot of things that work quite a bit differently from the time when you were in your working years leading up to this moment we call it the accumulation phase to the point where you are now going to De accumulate those assets think about it your paychecks going to go away an