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[Music] all right up next is eric in columbia south carolina eric how can we help hey guys how are you we are having a blast what are you doing i got a question about um well im trying to get out of debt i started um listening to you guys and dave about a month ago and my grandfather and my father are very big fans of you guys so im trying to follow you know what they say and also listen to what you and guys stop on the podcast um so i paid my credit card off and then im trying to get out of a car loan and i know the used car market is obviously hot right now but every time i go to a different dealership the value of the car seems to go backwards instead of forward so my question is how do i get out of a car loan that im in negative so youre upside down on this thing whats the loan amount uh 48 000 whoa what kind of car is this its a truck its a audi q7 wow what year uh 2018 2018 how many miles uh i think 55 000 and what did they say theyd give uh give you for it at the deale