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ive talked with several people recently who are working on getting loan modifications for their mortgage whats the one thing they all seem to have in common well nearly every bank requires that you submit a financial letter of hardship or a hardship letter along with your complete package whether youre asking for a loan mod short sale forbearance or youre ask asking to structure some kind of a repayment plan for the the payments that youve fallen behind on this seems to be the one thing um that everybody struggles with um so if youre having a hard time putting into words your current financial situation or youre having a hard time structuring the letter itself ive put together this quick video i give seven tips on how to structure a financial letter of hardship my name is lisa quashnik and im a home buyer and if you decide through this that selling your home may be the best option for you i would like you to consider me however i want you to know if it is your goal to save yo