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hey guys heres a quick video for you for those folks that are receiving uh plan annual notice of change letter also known as the annual notice of change affectionately known as the Enoch and so if you are a Medicare beneficiary newly retired first year on Medicare or just wondering what all the marketing is about in the fall it is based off your plans annual notice of change letter if your brand new first year on Medicare in the fall the the um the marketing is always towards your plans annual notice of change its not towards shouldnt be based upon the benefits you might receive or could receive because you may or may not qualify for those benefits even if a popular retired football player is uh touting that you can get everything under the sun like groceries and dental and vision and everything like that so just know that when you receive your current plan annual notice of change which means its a private insurance company theyre sending you this notice because by law they have