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hi everyone okay so todays topic is gonna be about how cell phone repair insurance companies are changing and how thats gonna benefit you okay so the way that cell phone repair insurance companies the way that they would work is let me give you an example lets say across the street theres a Verizon store across the street lets say if somebody paid into the monthly Insurance Program where they pay like $12 a month and if they break their phone they go to like the Verizon store they go pay the big deductible and then what ends up happening is they get a phone mail to them either a day later or two days later so the customer has to wait so now what is changing is those same companies are now using cell phone repair businesses to do the repairs in their stores so the customers can have their phones done same date so you guys see the change it used to take money out of our pockets from people paying into the insurance companies now its putting money into our pockets and Im gonna sho