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- Hi. Im Chris. - And Im Jamie from . - We help customers get the most out of their devices, appliances and connections every day. - Today, were taking a closer look at phone insurance, how it works, and if its the right choice for you. - Sometimes we get questions, asking if phone insurance is worth the expense, whats covered, and how it works. So today were gonna give you some answers. Lets start with how insurance works. - When you choose to protect your device, you have access to coverage for specific kinds of loss or damage. With most plans, youll pay a monthly premium plus a deductible when you file a claim, but you can still save money. - If something happens, having insurance means you can get back up and running fast and for a fraction of what it would cost to replace your device without insurance. - So why is it important to have phone insurance? - Lets be real. These smartphones we carry around with us are expensive. In 2021, the average smartphone is expected to co