Easily Replace Phone Field in the Bankruptcy Agreement

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How to Replace Phone Field in the Bankruptcy Agreement

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hi my name is lorena sadie and i am the founder and managing attorney here at city law group and i wanted to do a quick video about the new way that bankruptcy court has been doing hearings um and in my opinion its wonderful and i think a lot of other practitioners um and also judges agree but we are doing our 341 meeting of creditors theyre all being done telephonically and what this means is in the past pre-coded if you filed a bankruptcy case you do have a required hearing and that would be a physical appearance in um in federal court um and even though the hearings i always tell my clients you know its not like law order on television its nothing to freak out about um still just telling someone they have to go to court it usually freaks them out um so this has been great because now clients have the option um when you file bankruptcy you dont have to drive downtown well it depends on what division youre in the most traumatic parking i think is going to be in atlanta shocker u

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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Can I keep my cell phone in Chapter 7?

Cell Phones in Chapter 7 Bankruptcy The trustee appointed to oversee a Chapter 7 bankruptcy sells any nonexempt property a debtor cant exempt and turns over the proceeds to the creditors. Most people find that their exemptions sufficiently cover all of their household goods and electronics, including cell phones.

Does bankruptcy affect cell phone contracts?

What Happens Now? The long and short of it is that, no, you probably wont lose your cell phone or your contract if you file for bankruptcy. This means you should never leave any asset off your bankruptcy petition.

What define nondischargeable?

A debt that cannot be eliminated in bankruptcy.

What claims are not dischargeable in Chapter 7?

Debts not discharged include debts for alimony and child support, certain taxes, debts for certain educational benefit overpayments or loans made or guaranteed by a governmental unit, debts for willful and malicious injury by the debtor to another entity or to the property of another entity, debts for death or personal

What are some debts that are dischargeable under Chapter 13 are not dischargeable under Chapter 7?

Debts dischargeable in a chapter 13, but not in chapter 7, include debts for willful and malicious injury to property (as opposed to a person), debts incurred to pay nondischargeable tax obligations, and debts arising from property settlements in divorce or separation proceedings. 11 U.S.C. 1328(a).

Can a lender refuse a reaffirmation agreement?

If the Court has questions, it may schedule a hearing on a reaffirmation agreement and order you to appear and answer questions. It is not uncommon for the Court to deny a reaffirmation agreement after such a hearing. Reaffirmation agreements should be carefully considered.

What is not dischargeable in Chapter 7?

The court may deny a chapter 7 discharge for any of the reasons described in section 727(a) of the Bankruptcy Code, including failure to provide requested tax documents; failure to complete a course on personal financial management; transfer or concealment of property with intent to hinder, delay, or defraud creditors;

Are secured claims discharged in Chapter 7?

In a Nutshell Yes, most secured debt can be discharged in bankruptcy. In Chapter 7 cases, that means your personal liability for the debt is wiped out with the Chapter 7 discharge. But since secured debts are connected to collateral, you dont get to keep the collateral unless you pay the debt.

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Replace Phone Field in the Bankruptcy Agreement