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so Arthur comes to us from campola Middleton and McCormick he has presented other workshops for us I think Arthur you did one on different entities different structures uh maybe one or two others and he has a lot of experience and today is going to talk to us about navigating your commercial leases so um let me introduce Arthur Arthur if you want to say a few words and then we can begin great thank you Ronnie and you know I just want to say with the uh Business Development Center probably the the biggest value that you have to to the folks that connect with you is that you have a you know a great uh amount of relationships in the business Community where you can make introductions and give people the resources Beyond just direct help to help them navigate right and its always important for any business owner and operator to uh you know have the right advisory folks to help them you know whether they have a problem or an issue or whether they just need advice and so um I I think the th