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so just to introduce the panel um i have two really experienced knowledgeable panelists along here alongside with me as i mentioned my name is eric anderson i am the vp of marketing for eye gaming north america here at pay safe um and i have on the panel with me uh from interact danny costopoulos uh whos the director of product management there and ill let you danny introduce yourself thanks erica good morning everyone uh danny catopolis and ive been at interact for about five years and i manage a lot of the the product management function across a lot of the core products that we offer so that includes uh the debit portfolio uh the e-commerce portfolio as well as the cash portfolio and money movement uh so the the e-transfer side of the business as well so i have a good mix across each one of those and hard to interact i think i was i was at uh one of the larger fis and uh doing a lot of these same kind of product management functions perfect thank you for the intro and alongside h