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in this lesson were gonna look at investments then involve regular payments up till now all of our payments have been in one lump sum so weve been setting PMT to zero and weve been sweating our payments per year toll one but now were gonna have some regular payments and lets see how that affects how we fill out the TVM solver so it says Darva saving up for a trip to australia in five years she plans to work on a student visa while she is there so she needs only enough money for a return of flight and her expenses until she finds a job she deposits five hundred dollars into her savings account at the end of each six-month period from what she earns as a server they count earns 3.8 percent compounded semi-annually how much money will be in the account at the end of five years how much of this money will be earned and interest all right so lets highlight some key information here are five years thats arty and she plans to work on a student visa and it says that she deposits $500 in