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in this video ill talk about a common question that comes up is that whats going to happen to my mortgage when i filed a chapter 13 bankruptcy [Music] hi im scott allen attorney in alabama and if youre new to my channel welcome thanks for checking it out if you havent already hit that subscribe button and notifications bell so you dont miss any of our upcoming videos many people have anxiety and roughly so about their mortgage especially when theyve been making their payments direct for many years and theyve never gotten behind but theyre dealing with other type problems credit cards car payments have gotten behind and they want to know if they file a chapter 13 bankruptcy maybe to restructure some of these debts or restructure a car payment thats gotten behind whats going to happen to the mortgage so its a good question and so i want to talk about it here today chapter 13 bankruptcy weve talked about this before is a restructure reorganization and whose plan is it its th