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The speaker discusses the "poppers affidavit," or affidavit of inability to pay, commonly filed by individuals claiming financial hardship. They express skepticism about the truthfulness of these affidavits, noting that some individuals can indeed afford to pay based on their known employment and lifestyle. The speaker emphasizes that landlords are aware of this potential dishonesty and may seek to contest the affidavit. While the law does allow for contesting such affidavits, the speaker advises against doing so, labeling it a waste of time. They plan to explain the implications and reasons for this perspective further in the tutorial.