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In this segment, Lee Pearlman discusses seven common deceptive tactics used by insurance companies in personal injury claims. The first tactic is the quick settlement offer, often significantly lower than the claim's true value, which usually neglects to account for medical expenses, lost wages, and pain and suffering. Studies indicate that settling early can result in a payout that's as much as 400% less than what individuals might receive when represented by an attorney who understands the intricacies of the case. Pearlman emphasizes that early settlement attempts can lead to inadequate compensation for the affected party.