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hello and welcome to our video my name is John watts and the question well look at today is receive this from a potential client sent the debt collector cease and desist letter by certified mail a few weeks later they sent another collection letter can I sue under the FDCPA so first of all very smart send things my certified mail bill to prove that the collector actually received it so lets start off by looking at the actual section of the law that applies that the FDCPA the Fair Debt Collection Practices Act and that is section 1692c and then subpart C so here we see that if the consumer notifies the debt collector in writing it has to be in writing verbal does no good must be in writing that one of two things consumer refuses to pay or consumer wishes debt collector sees further communication then the debt collector shall not communicate further so as weve talked about in other videos this is not a suggestion its not a guideline its not hey guys this would be a good prank note i