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welcome to page 9 of the Neff our suggested form of purchase and sale agreement at the top of that page in paragraph 15 we talked about the rear instance where there was a damage to the property after the contract was signed but before the closing basically that burden should fall on the seller and we say so here I want you to read that paragraph in the entirety but Ill summarize it if the damage is less than 3% of the price then the seller has to fix it if its more than 3% of the price the buyer could cancel or say I want you to fix it I dont want to cancel then the seller has a choice to say Ill fix it or I wont and if the seller wont the buyer gets the binder back but again read that on your own thank God its not a common occurrence there - an important paragraph next 16 personal property there are a few changes here from the prior version we begin with line 443 mat line hasnt changed it says the following items if owned by seller and existing on the property on the date of