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[Music] foreign [Music] podcast my name is Will I Am a former Apple Creator Ive worked at Apple for over 11 years and we had a request from someone which I thought was great we have worked on a couple of budget templates already we worked on how to create a budget just simply from scratch and then going into detail how to use different sheets well I wanted to do two of the templates that I found here on numbers that I think would be great to use if you dont want to go through all the steps of creating a template and theyre honestly very easy so theres gonna be one thats like a little more simple and theres one thats called personal budget if you look under personal finance you will see the section right here for stocks shared expenses school Savings different things like that so you have a lot of different things were going to focus on the two here called Simple budget and personal budget so Im going to open up this in simple budget so Im going to double click and then opens