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hi im kristy davis a member of the metro techs forms and contracts committee hi keith newman member of the metro techs forums and contract committee and today were going to be discussing the option period and our termination option as well as earnest money as you are aware there was some docHub change to our contracts when they became mandatory in april 1 of 2021 and that was the delivery of the earnest money and option fee going directly to the title company in either one payment or it could be separated in two and keith what else was that uh docHub change related to well i think the biggest thing as you say is that instead of delivering the earnest money to title and the option fee going directly to the seller its all going to the same place so the fact that its just one check or one payment one electronic payment however that may be is something for some of us that is still a little bit of a new concept also being mindful of the timeline so making sure that it is del