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In this tutorial, Lee Pearlman discusses the seven common tactics insurance companies use in personal injury claims. The first tactic is quick settlements, where insurers offer low amounts soon after an accident. This approach often undervalues claims, excluding necessary medical treatment, lost wages, and pain and suffering. Studies suggest that settling quickly can result in payouts that are significantly lower—up to 400% less—compared to cases handled by attorneys. Pearlman emphasizes the importance of legal representation to ensure fair compensation and to navigate complex injury claims effectively.