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good afternoon everybody this is sean roy with averta insurance um i just want to take a sec and go over the new enrollment the change request form okay this this by the way is specific to the cal choice system cal choice network which offers multi-tier multi-carrier options uh let me pull up the document lets just go through it together okay um so this form is used during the open enrollment period okay so when your group when your employer is renewing their coverage every year right you have a new open enrollment period this form is used if youre changing anything that you have previously selected for your benefits so for example if you chose lets just say an hmo medical plan and now you want a ppo youre going to use this form if you chose a ppo and you want an hmo now youre going to use this form lets say you only enrolled in medical and now you want vision or dental or both or if you only enrolled in dental now you want medical youre going to use this form okay if youre not