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youre getting a hard money loan for a Fix and Flip you may have a question do I have to make loan payments to the lender while Im rehabbing the property this is a really good question and one that you really need to know the answer to when youre getting a hard money loan for a Fix and Flip project the answer every lender is different so make sure you know what your lenders requirements are some lenders will defer the payments for the first three or four months while youre rehabbing the property but most lenders do require monthly interest-only payments that start 30 days after you close on the loan and continue until you pay the loan off because most lenders do require monthly payments make sure you figure out how many payments you need to set aside out of your total project budget to make the monthly payments on the loan and listen if you think youre only going to need the loan for four months events make sure you budget for six to eight months of payments out of your total proj