Easily Replace Mandatory Field in the Contract For Deed

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How to Replace Mandatory Field in the Contract For Deed

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[Music] hi Im Brianna Dowling and Im legal counsel affiliate Ill guarantee company Im here today to talk about the contract changes that are coming in 2019 and deed forms in Colorado as you know the Colorado real estate commission requires real estate agents representing clients in Colorado to use Commission approved forms and real estate transactions the contract form used to change regularly but there was a prohibition and put in place a couple of years ago that allowed the contract to change only once every three years well 2019 is our year of change and theres a couple of exciting changes that are coming down down the road the changes that Im here to talk about today are the changes to section 13 of the contract which govern the form of D that the parties are going to use in their real estate transaction this particular contract provision change gives us a great opportunity to refresh our knowledge about those statutory deed forms that are available in Colorado Colorado has f

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Does adding spouse to title trigger reassessment?

Adding someone to the title of your property in order to obtain or qualify for a loan may cause a reassessment of the property under Proposition 13 unless certain conditions are met.

How do I add my spouse to the title of my house in California?

The easiest way to grant your spouse title to your home is via a quitclaim deed (Californians generally use an interspousal grant deed). With a quitclaim deed, you can name your spouse as the propertys joint owner. The quitclaim deed must include the propertys description, including its boundary lines.

Does death of joint tenant trigger reassessment in California?

If the co-owners had originally taken title as joint tenants and one of them dies, the real property will be reassessed (unless another exclusion applies like Parent-Child or Spouse-to-Spouse).

What are the tax implications of adding someone to a deed in California?

Adding a family member to the deed as a joint owner for no consideration is considered a gift of 50% of the propertys fair market value for tax purposes. If the value of the gift exceeds the annual exclusion limit ($16,000 for 2022) the donor will need to file a gift tax return (via Form 709) to report the transfer.

What triggers a Prop 13 reassessment?

Under Proposition 13 the Assessor values property only when there is change in ownership, new construction, or a decline in value.

Does adding someone to title trigger reassessment in California?

Adding someone to the title of your property in order to obtain or qualify for a loan may cause a reassessment of the property under Proposition 13 unless certain conditions are met. The key question is whether the person(s) added to title gained a beneficial interest in the property.

What is a change of ownership statement must be filed within?

The law requires the owners of any property that has changed ownership (except those caused by the death of an owner) to file a change in ownership statement (PCOR) when the transfer is recorded, or, if not recorded, within 45 days of the date of transfer.

What are the disadvantages of a contract for deed?

A major drawback of a contract for deed for buyers is that the seller retains the legal title to the property until the payment plan is completed. On one hand, this means that theyre responsible for things like property taxes. On the other hand, the buyer lacks security and rights to their home.

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