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In this tutorial, Lee Pearlman discusses the seven most common tactics used by insurance companies in personal injury claims. The first tactic is the rapid settlement offer, which is often significantly lower than what a claimant could receive if represented by an attorney. Pearlman emphasizes that settling quickly can ignore crucial factors such as necessary medical treatment, lost wages, and pain and suffering. He highlights that studies show the potential difference in settlement amounts can be as much as 400% between quick settlements and those negotiated by legal representation. The discussion aims to raise awareness about these tactics to help individuals make informed decisions during the claims process.