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A premarital agreement is a contract entered into by spouses before marriage. It helps to define the rights and duties and how assets and debts are considered and divided both during the marriage and in divorce or in death. A premarital agreement can often be the secret to a stronger, happier marriage. Couples work together and talk about hard issues before they get married. They talk about their finances. They talk about their independent estates and what they want to form together. Having a modern prenup, encourages couples to sit down and talk and think about what their future looks like together, financially, before they actually enter into marriage.