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In this tutorial, Lee Pearlman discusses the seven common tactics insurance companies use in personal injury claims. The first trick is the quick settlement offer, which often undervalues claims significantly—studies indicate a discrepancy as high as 400% between immediate settlements and those negotiated by attorneys. Such early settlements typically exclude critical factors like medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes the importance of understanding these tactics to avoid receiving insufficient compensation.