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In this video, Mark Lockhart discusses the process of filing insurance claims for your vehicle or home, emphasizing the role of claims adjusters. He explains that whether using an independent or direct agent, the first step is to contact a claims adjuster who will handle your claim. Their responsibilities include verifying your coverage, ensuring it’s appropriate for your claim, and facilitating a smooth process. Lockhart highlights that a reputable adjuster's goal is to expedite the resolution, either by repairing or replacing your vehicle and providing a prompt payment. It is in their best interest to avoid delays or losing customers.