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Lee Pearlman discusses the seven common dirty tricks insurance companies use in personal injury claims. The first trick is to settle quickly, often for significantly less than what the claim is worth. Studies show that settling early can result in receiving only a fraction of the potential compensation—around 400% less—compared to claims handled by an attorney. Quick settlements typically do not account for essential factors such as medical treatment, lost wages, or pain and suffering. Pearlman emphasizes the importance of understanding these tactics to better navigate the claims process.