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hello and welcome to Lost Without Excel where it is my goal to help you complete accounting tasks in Excel todays video is about leases what I would like to help you do with Lisas is set up a schedule for us to be able to kind of know where we are in a given month of a term lease this can be a lease for a vehicle it can be a Term Loan it could be a mortgage basically anything where we have an upfront liability that were paying off with a fixed monthly payment the objectives for this schedule are I would like to be able to create a principal and interest split for each monthly payment I want to be able to calculate the interest rate for our loan if it wasnt stated on the loan document and if it was I want to confirm that it is the same rate and then to be able to compare this to our accounting records I want to be able to have both a loan or a lease balance calculation and a net Book value calculation if this is a depreciable asset so that we can know that our accounting records are