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in the past if you wanted to increase your credit limit with your Chase credit card you had to request it online through the computer or on the phone with a representative but when you did this Chase would do a hard pool on your credit which can hurt your credit score by a few points the reason that your score decreases is because of a hard inquiry that has shown up on your credit report in my opinion this has discouraged many people from applying for a Chase credit limit increase to avoid a hard pool and asking for an increase at a hard pool is kind of pointless many would rather apply for a new card but considering that many banks and Credit Unions offer credit limit increases at soft pools its great that Chase is doing the same this is an excellent way to encourage more people into the chase ecosystem and utilize their Chase credit cards more unfortunately the credit limit increase option through the app is only available for Chase personal credit cards but not business but hopeful
