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jj the cpa here hope youre doing well so if you in 2020 took money from retirement under the cares act exception where you could pull up to a hundred thousand out per person and potentially not pay tax on it immediately or repay it this video is for you so this was not possible in 21 the only the only way that this video applies to you is if in 2020 you pulled money out of retirement and now you have further reporting to do so with that being said its form 89 15-e that in essence governs this for lack of a better word so if youre preparing a return for somebody thats a new client or youre looking in the own return your own return go and find in the 2020 tax return form 8915e and ill give you a link to that as well as the instructions but the thing i wanted you to know is that in 21 and 22 if you elected which will be on form 89 15 e itll indicate what you elected and theres no change in it now youre stuck with whatever it was but if you took the option to recognize a third of