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the next few months are going to be a time of uncertainty for a lot of people the end of forbearance brings a time when people are not sure whats going to happen with their mortgages are they going to be able to pay back what is owed whats going to happen to them how are they going to pay it back and is the government going to help them now the good news is that for if you have a federally backed mortgage like an fha or a fannie mae or freddie mac a va or a usda loan there are a lot of options other folks who dont have these loans are at the mercy of their banks but today were going to focus on fha fha is the biggest land of the united states in a lot of homes or under fha mortgages which means for a lot of people whats going to happen at the end of forbearance will be determined by the rules of fha and the end of forbearance rules that are constantly changing now i have an update on what i talked about in a couple episodes ago about the fha partial claim now were going to talk a