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the Biden Administration just made it easier for people with bad credit to buy a house discounted mortgage rates will be offered to home buyers with riskier credit backgrounds honors with credit scores of 679 or lower will have their fees slashed resulting in a 0.5 discount on their mortgage rate and the way that the US government is paying for this is by actually charging people with good credit more for their mortgage with high credit buyers would Place 15 to 20 down on their house experiencing the biggest increase in fees the US government is now penalizing people with good credit and who put a high down payment so they can expand housing access for lower income individuals with low credit and thats exactly what the US government did in the early 2000s everyone they tried to pile as many low-income borrowers into the housing market as possible back then and most of them ended up getting foreclosed on and unfortunately I think a similar situation could end up playing out over the ne
