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foreign mortgages theyve been blaming it on the swap rates going up and when you look at a fixed rate mortgages they dont correlate do they you get sort of two two-year fixed rate at 6.4 percent which is a Regency time and Bank base return that two and a quarter of them yes its going up but the fixed rate mortgages are ridiculously expensive too expensive temporarily too expensive enough to explain why so what is a swap rate then well a swap range the best metaphor is I know say the gas bill electricity bill you know your energy bills which are all going up as we dont know but you could if you wanted to a year ago so get yourself a fixed steel couldnt you because normally gas is priced in a variable rate so you pay ing to the price of the market but you can get yourself a deal where you fix yourself for one or two years and that deal is fixed and its based upon the future price of gas thats not dissimilar to what a swap rate is so heres what happens weve got our banks first of
