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Mark Lockhart discusses the process of filing insurance claims and effectively working with claims adjusters. He explains that whether you contact an independent or direct agent, you'll be speaking with a claims adjuster, whose role is to manage your claim efficiently. A good claims adjuster will verify your coverage and aim to resolve the claim smoothly and quickly, either by getting your vehicle repaired or replaced and issuing a check. Delays or losing customers can be costly for insurance companies, so their goal is to facilitate a swift resolution for the claim.