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[Music] did you actually when you decided to leave get financial samurai to a place that it was gonna replace your job or did you more just get it to a place that you saw an opportunity to do something different so my goal first of all was to save and invest at least fifty percent of my after-tax income every year until age forty but i didnt last till age four day at last until age thirty 34. and the reason why was because i was able to negotiate a severance because during the global financial crisis you know talk about making lemonade i saw many people get laid off and some of them were my friends so i asked them hey is everything okay can i help you find a job do you want to interview with me you know im still surviving and a lot of them were thankful and we tried but i also asked them are they okay and they said yeah im okay because i got a severance equal to two to three weeks per year work two to three weeks worth of pay and that was when i realized oh well uh come 2012 i will