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In this video, Brandon Weaver addresses the question of whether to dispute settled accounts and where to send validation letters. He encourages viewers to engage in the comments about their credit repair experiences and to subscribe. A viewer questions whether to send validation letters to both the original creditor and the collection agency after an account has been charged off. Brandon clarifies that validation letters should be directed to the collection agency, emphasizing that these letters are intended to challenge the collection agency's legitimacy rather than the original creditor's. He invites more questions from viewers to foster discussion.