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hey guys welcome back thanks for watching today were gonna elaborate on a conversation that I had with one of you guys yesterday a viewer who actually docHubed out to me directly to talk about one of the forbearance videos I did now as you know Ive done a lot of forbearance videos over the last couple of weeks you know telling you how you can get in touch with your lender what you should do if youre in a position where you cant make your payment but this conversation was a bit different in the fact that this viewer if you will had docHubed out to his bank and they had given you some options and he wanted to get my take on it so I thought that was worth sharing because if he had questions about it chances are you do too and so thats what were gonna talk about today but before we do that Im Jeb Smith and you know my channel is all about real estate all about mortgage all about trending topics like Ovid right kovin 19 and how thats affecting those two so if youre interested in any