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In this tutorial, Lee Pearlman discusses the seven most common dirty tricks employed by insurance companies in personal injury claims. The first trick involves quick settlements offered to victims, often at significantly reduced amounts, estimated to be around 400% less than what victims could obtain with legal representation. These early settlements typically neglect to account for essential factors such as medical treatment, lost wages, and pain and suffering. Pearlman emphasizes the importance of understanding these tactics to better navigate personal injury claims and secure fair compensation.