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[Music] again just you know were here today to talk about the new shark week process which includes both short-term disability and lease for that are graded under the Family Medical Leave Act so lets start with the timeline so what were looking at here is is just a general timeline to orient everybody to what is going to happen what typically happens when someone goes out on the leading masses so on day one and employees should be speaking to their supervisor and/or HR contact you let them know that theyre going to be out and then the employee should be calling Lincoln and submitting their disability or leave requests now youll see that Im that I try to incorporate the language that Lincoln has been using and disability reflects or refers to short term disability and leave is really a leave requested under the Family and Medical Leave Act so what we might refer here at NSU to STD and FMLA you know youll frequently see references throughout this presentation because Lincoln refer