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In this tutorial, Lee Pearlman discusses the seven most common dirty tricks used by insurance companies in personal injury claims. The first tactic is quick settlement offers that may seem enticing but are substantially lower than what you might receive if represented by an attorney. Studies indicate that injured parties can receive as much as 400% more with legal representation compared to settling early with an insurance company. Such swift settlements often exclude critical factors like medical treatment costs, lost wages, pain and suffering, and other long-term effects. Pearlman emphasizes the importance of being aware of these tactics to avoid undervaluing claims.