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In this tutorial, Ryan demonstrates how to adjust value field settings in pivot tables. He starts by showing the layout, where he has the type of loan in rows and amounts displayed as values. When pulling additional amounts into the pivot table, it automatically aggregates them by summation, as Excel assumes numeric entries should be summed. However, for text entries, it defaults to counting them. Ryan emphasizes that users can change how values are presented and will outline three different methods to modify these settings for better customization according to their needs.