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In this video tutorial, Ryan discusses how to adjust the value field settings in a pivot table. He emphasizes the layout section, where the type of loan is categorized in rows while amounts are displayed in values. Ryan demonstrates pulling down the amount three times to modify how information is presented. He explains that when adding another amount, it automatically sums the values, reflecting implied aggregation for numbers. Conversely, if a text type is added, it defaults to a count. Ryan aims to show viewers how to change these default settings and navigate the different methods available for customizing their pivot table.