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In this video, Lee Pearlman discusses the seven most common tactics used by insurance companies in personal injury claims. The first tactic is quick settlement offers, often significantly lower than actual damages, which can result in claimants receiving only a fraction of what they are owed. Studies suggest that unrepresented individuals can receive up to 400% less than those with legal representation. Quick settlements typically fail to account for essential factors like medical expenses, lost wages, and pain and suffering, which can lead to inadequate compensation for the injured party. Pearlman emphasizes the importance of understanding these tactics to protect your rights.