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In this tutorial, Lee Pearlman discusses the seven most common tactics insurance companies use in personal injury claims. The first tactic involves settling quickly for a low amount, often significantly less than what victims may be entitled to. Studies indicate that individuals who settle early may receive only about 25% of what they would if represented by an attorney. Insurance companies aim to avoid covering full medical expenses, lost wages, pain, and suffering by enticing victims to accept quick settlements. The discussion highlights the importance of understanding these tactics to ensure fair compensation in personal injury cases.