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welcome today we have peer wolf with us pierre is the manager financial institutions at the currency exchange international pierre welcome and thank you for taking time to talk with credit union digest thanks for having me appreciate it great okay so pierre lets get started with the bigger picture what are you seeing is the trends in currency exchange transactions today well lately because of the uh oh covet incident the last two years have been very up and down and you know weve seen variants of the uh of the covet so every few months that you know thats back to the office not back to the office so people are traveling for fun now theyre traveling for work and theyre not traveling for work so its been a lot of up and down but lately were just waiting on the delta variant were watching that very closely um but weve seen a lot of uh outgoing the last five months for the mexican border and people going on vacation to you know texas and florida been hot places lately in the us to