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okay so this is international finance i am andy kim your doctor finance we will finish chapter 11 of unresnick and tulun and a euro currency market i told you about the historical background of how this euro currency market uh flourished and especially in london with the influence of this german jewish banker called the farber family right and then euro currency market well this is more about the wholesale level idea tomek means like wholesale like bank to bank relations not bank to customers retail customers like myself or you and me no its about bank to bank its a playing with the big boys now right so big boys right um big girls whatever right doesnt matter the short-term interbank borrowing and lending between among these big banks is the issue overnight lending and borrowing i told you before in bank balance sheets right you know assets and liabilities and equities its all about asset liability management as i said before right some of sometimes you get extra cash uh some some