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Prior to 2002, most European countries used independent currencies, such as the French franc, Italian lira, and Finnish markka, complicating trade and travel due to the need for currency exchange, which involved commissions and varying exchange rates. There were significant disparities between currencies; for example, the Italian lira had banknotes up to 500,000, while the highest denomination French franc was only 500, making it difficult for travelers to gauge spending. The need for a shared currency became evident, leading to decades of discussions. The euro was first introduced for non-cash transactions on January 1, 1999, marking a significant step toward a common currency.
